Business Loans

The future looks bright for your business – and when opportunity comes up, Crossroads Bank wants you to be able to take advantage of it. That’s why we offer a wide variety of loan packages that meet the unique needs of businesses, small and large, in the markets we serve. Your success matters to us – and we strive to offer customized solutions with a quick turnaround time. To get started on a new loan request, we would need your three most recent years of personal tax returns and (if applicable) business tax returns, personal financial statement, and signed loan application.

Personal Financial Statement

Commercial Loan Application

Commercial Real Estate

From construction to permanent financing, we offer a full range of commercial real estate solutions so you can find the financing for your project that best meets your needs.

Equipment Financing

Whether you’re looking to purchase titled vehicles, trailers, trucks, or any other kind of equipment, Crossroads Bank offers a variety of loans for the purchase of all kinds of equipment with attractive fixed rate financing options.

Revolving Lines of Credit

When you need secure funding, a revolving line of credit offers the flexibility your business needs to finance seasonal or economic fluctuations in the business environment. Established quickly, lines of credit are a great safety net to keep your business’s operations running smoothly.

Agricultural Loans

Crossroads Bank takes pride in helping our local farmers grow. Whether you raise crops or livestock, we have flexible loan options suited to your needs so you can start, maintain or grow your farm:

  • Agricultural Real Estate
  • Equipment Financing
  • Revolving Lines of Credit
  • Farmer Mac Loans
  • Farm Service Agency / USDA Loans

Standby Letters of Credit

Used frequently in today’s global economy, a Standby Letter of Credit represents an obligation of Crossroads Bank to the beneficiary of the credit.

SBA Loans

As a Small Business Association (SBA) Preferred Lender, Crossroads Bank is approved to offer SBA loan products. If you’re an entrepreneur with a vision, Crossroads can help you turn it into a reality with the SBA advantages of lower rates and longer terms. We also have several other government guaranteed programs as well. Talk to our Business Banking Team today. Contact Us