Checking solutions that put you first

Checking accounts are an everyday financial tool that most folks rely on to keep their finances running smoothly. At Crossroads, it’s easy to make the right choice. We give you all the features you need with plenty of free extras.

All our personal checking accounts include:

  • FREE Debit Card with fraud monitoring and surcharge-free access to MoneyPass® ATM Network
  • FREE Online Banking and Bill Pay
  • FREE Mobile Banking
  • FREE eStatements
  • FREE thank you gift*
  • Buy back of your unused checks and debit cards from another financial institution**
  • Overdraft protection available

Compare Your Options:

On smaller devices you may need to scroll left and right to view full table.


 

Simply Free

Easy Interest

Preferred Rate

50 Advantage
 

Best for:

A no-nonsense, free account

Earning interest with direct deposit or auto-pay

Getting a higher rate on larger balances

Customers 50 and over
 

Earns Interest

Yes (tiered)

Monthly Service Fee

$0

$0

$10 (if balance drops below min. balance)

$0

Minimum Balance to Avoid a Monthly Service Fee

$0

$0

$5,000

$0

Free MoneyPass® ATM Network

Free Personalized Checks

First order only

First order only

Overdraft Protection Available

Discount on consumer loan with auto pay***

Reduced closing costs on any new mortgage***

Other fees such as non-sufficient funds, overdraft, etc. may apply. See fee schedule for details. Minimum opening deposit is only $50. Ask us for details. Federal and State Banking rules and regulations apply.

Offer good on personal accounts only; ask us about our outstanding options for your business or organization.

*Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening. We reserve the right to substitute a gift of similar value.

**Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented.

***Account must be open prior to loan origination.