Answers to your most pressing questions

Insurance 1 Services, Inc. at Crossroads has the answers to your most pressing questions. Count on us when you need it most.

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When I rent a car, do I need to buy insurance sold by the rental company?

That depends on your current auto policy. You may not need to purchase the insurance sold by the rental company. Call your agent to verify your coverage.

How much insurance coverage should I buy for my house?

You always want your house to be insured at full replacement cost. If it is not you could incur a co-insurance penalty and not receive the full replacement cost in the event of a loss.

Is my son’s property covered while he’s away at college?

Yes most companies automatically extend 10%-20% of coverage B (personal property) to a child away at school for their personal property away at college.

Do I need liability insurance for my business?

Yes. Liability insurance is what offers you protection in the event you/your business is found liable for damage to property or persons. This is your protection to stay in business.

How much life insurance do I need?

Enough to make sure your loved ones will not suffer a financial hardship in the event of your passing. Your agent can discuss with you your life insurance needs.

Not a deposit of or guaranteed by Crossroads Bank.

Not FDIC insured.

Not insured by any Federal government agency.